Effective Credit Management

There are 3 key signs that a business is having credit control issues:

  • Increasing debtor days on outstanding invoices.
  • Reduced net cash flow into the business despite no reduction in business activity.
  • Decreasing free cash reserves.

Effective credit management will significanlty improve the business' performance in these important areas.Business Growth through Active Business Credit Management

By having a strong credit function in place this will increase the chances of success and the company will 

  • Improve cash position. Reduce debtor days. Generate free cash for your business.
  • Improve margins. Strong cash flows enable you to negotiate improved suppliers terms
  • Reduce business overdraft. Immediate reduction in your interest and borrowing requirements.
  • Increase profitability. Reduced interest payments releases cash to the bottom line.
  • Improve business credit rating. Get lower interest rates from the bank and better payment terms from vendors.
  • Improve investment credit rating. Attract investors in your company.
  • Improve business growth through increased cash reserves for investment.

Swindells works closely with Amril Ltd. in this important area.

  

Download PDF  "Simplifying Business, Supporting Growth"

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