Autumn budget downloadable guide

Please see below for your downloadable guide:

The Autumn Budget 2025 presents a series of fiscal measures aimed at stabilising the UK
economy, addressing the ongoing cost-of-living crisis, and ensuring long-term growth. With
public finances under pressure, the Chancellor has outlined a plan to increase tax revenues while
also providing targeted support to households and businesses.

A key aspect of the Budget is the freeze on income tax thresholds until 2031, which will push
many taxpayers into higher tax bands as earnings rise. The freeze will contribute to raising
more from personal income taxes over the coming years, alongside increased revenue from
income on assets (property, dividends, savings) and reforms to capital gains and pension
tax reliefs, while leaving the main income tax and National Insurance Contributions (NICs)
rates unchanged. These changes are designed to raise the necessary funds to address fiscal
deficits and meet public sector spending needs. However, the Government has also announced
measures to support smaller businesses, including expanded employment allowances and
continued funding for critical sectors such as green technology, research and development
(R&D), and infrastructure.

For some households, the freeze on tax thresholds will increase financial pressure. However,
welfare increases and investments in social housing are aimed at alleviating the cost-of-living
strain, particularly for low-income families.

This report breaks down the key fiscal measures and explains their expected impact in
straightforward terms, covering many of the major changes. However, given the extensive
nature of these reforms, please feel free to contact us for more detailed, specific information
tailored to your individual circumstances.

Download link:

https://www.swindellsaccounting.co.uk/wp-content/uploads/2025/11/Autumn-budget-2025.pdf